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No Down Payment
Eligible borrowers may buy a primary residence without putting cash down.
VA Loan • Houston
A homeownership benefit earned through service.
Do you know how much home you can afford? Take the first step by getting pre-approved here for FREE!
No hard credit check requiredStart in as quick as 2 minutesLicensed in TX • Serving Houston
$0down payment for eligible veterans
What Is A VA Loan?
A mortgage backed by the U.S. Department of Veterans Affairs.
A VA mortgage is a type of loan that’s issued by private lenders and backed by the U.S. Department of Veterans Affairs. It helps U.S. veterans, active duty service members, and widowed military spouses buy a home. Eligible borrowers may only use VA loans for their primary residence. Also, you can’t finance an investment property or vacation home with a VA loan.
Most members of the regular military, veterans, reservists and National Guard are eligible to apply for a Veterans Affairs (VA) loan. Spouses of military members who died while on active duty or as a result of a service-connected disability also can apply. Active-duty military personnel generally qualify after about six months of service. Reservists and members of the National Guard must wait six years to apply, but if they are called to active duty before that, they gain eligibility after 181 days of service.
- No Down Payment Required
- No Private MIP
- 0 Score Financing Available
- For eligible primary residences
VA-backed financing issued by private lenders.
Key Points
Why a VA loan may be right for you
Eligible military borrowers and surviving spouses can use these advantages to buy a primary residence.
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No Private MIP
VA financing can eliminate monthly private mortgage insurance requirements.
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0 Score Financing
Zero score financing is available for qualifying VA borrowers.
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