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Larger Down Payments
Borrowers typically make larger down payments than FHA borrowers, resulting in lower monthly payments.
Conventional Loans • Houston
Conventional Loan
Do you know how much home you can afford? Take the first step by getting pre-approved here for FREE!
No hard credit check requiredStart in as quick as 2 minutesNMLS #1057426Licensed in TX • Serving Houston
97%financing available on conventional loans
Flexible Home Financing
Flexible Home Financing
A conventional loan is a mortgage that isn’t backed by a government agency. For qualified buyers, it can offer competitive interest rates, flexible loan terms, and more freedom when choosing a property. With down payments that may start as low as 3% and the ability to remove private mortgage insurance after building enough equity, a conventional loan can help make buying a home more affordable—both now and over time.
- Up to 97% financing available
- 0 score financing available
- Citizen Abroad program available
- Financing available up to 10 properties
- FNMA Homestyle Renovation Loan available
More flexibility for a wider range of buyers and properties.
Key Points
Why a conventional loan may be right for you
Qualifying can be tougher than with government loans, but the options fit a wider range of buyers and properties.
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Lower Insurance Costs
Payments for conventional loans that don’t require private mortgage insurance can be more manageable in comparison.
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Wider Property Range
Conventional options can fit a broader set of buyers, properties, and financial situations.
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